Paid at the rate you earned it at.

pump.fun does not charge one creator fee. It charges twenty-five, set by how big the coin is — 0.950% just past the bonding curve, 0.050% at the top of the ladder. Your seconds are banked in the layer they were earned in, and each layer's money is split only across the people who were standing in it.

buy & hold check a wallet

the ladder the mechanism in motion —

reading…

standing on — paying — banked — holders —

████ banked, not yet paid for ▒▒▒▒ paid for and burned ···· never banked

dev wallet balance

—SOL

—

last arrival

—

arrivals settled

—

layers with money owed

—

how it works

The fee is not a number. It is a schedule.

Every other fee-share design on this launchpad treats the creator fee as a constant. It is not one, and being wrong about that is being wrong by a factor of nineteen about where your own money came from.

You hold. Seconds land in a layer.

Balance × elapsed time, banked into whichever layer the coin is standing in. Here that is layer 4, where pump.fun pays the creator 0.800% of every trade.

1 token × 1s = 1 token-second
banked in    layer 4

The coin climbs. The rate changes under you.

Market cap crosses a threshold and pump.fun moves to a different rate — 0.900%. New seconds bank in layer 2. The ones you already banked stay exactly where they were made.

layer 4  0.800%  kept
layer 2  0.900%  filling

A fee lands, and it knows where it came from.

The claim paid 0.900%, so it was generated while the coin was in layer 2 — and the reader proves that by dividing the fee by the volume. It is split across the seconds banked in layer 2. Layer 4 is not touched.

fee ÷ volume = 0.900%
             → layer 2

Those seconds burn. Everything else survives.

The seconds that were paid for are gone; they cannot be paid twice. Layer 4 still owes what it owed and will be paid when a fee comes in at 0.800%. Somebody arriving now can reach neither.

layer 2  paid · burned
layer 4  still owed

the mechanism holding

seconds are banking in layer 4

You cannot be diluted by people who came after you. In a single-pot design every holder is being diluted by every holder who arrives before the money does, because the pot is divided by whatever the book looks like when the fee lands. Here it is divided by what the book looked like when the fee was made.
Leaving does not forfeit what you earned. Sell everything and the seconds you banked stay banked, in their layers, and are paid when those layers settle. Selling stops accrual. It does not claw back.
The early layers are worth the most, and that is not a slogan. Layer 1 pays the creator 0.950% of every trade. Layer 24 pays 0.050%. Nineteen times. The ladder above shows which layers this coin actually spent its life in.
Splitting a bag across wallets gains nothing. Token-seconds are linear, and they are linear inside every layer. Two wallets holding half each bank exactly what one wallet holding the whole thing banks.

the ladder

All twenty-five rungs, as pump.fun publishes them

This is the schedule the whole mechanism reads. It is printed here in full so it can be checked against the source rather than taken on trust, and the engine serves the same table at /api/ladder.

fee schedule —

rung	market cap	creator	protocol	lp	total	venue	banked here

Rung 0 is the bonding curve. It charges the creator 0.300% — and so does rung 14, at 49,120 SOL. A rate alone therefore does not name a rung, which is why every measurement here carries the venue it was taken at. That collision was found by a test, not by reading.

what it can't do

The parts most pages leave out

The reader has never run live

Every figure on this page is computed by the deployed engine over invented trade history. The arithmetic is real and the history is not. Before a single lamport is settled the reader has to be run against mainnet on a coin whose numbers can be checked by hand.

Balances are deltas

They are rebuilt from the ledger's own before-and-after for every account each transaction touched. That cannot miss a move that happened, but a reconstruction from deltas still cannot notice a delta it never saw — so every wallet is checked against a live read before anyone is paid, and one that disagrees is named and paid nothing.

Some swaps cannot be attributed

A transaction that swaps and does something else at the same time measures a rate that is on no rung. It is set aside rather than guessed at. The money still arrived and is still paid out — distributed on the shape of the swaps that were read, and the page prints what share of the money that shape covered.

The pool and treasury addresses are configured, not detected. Get them wrong and they appear in the standing as enormous banks.
A payment below the cost of sending it is not kept and not lost: it stays as credit on the wallet, is named in the ledger, and goes out the moment the total crosses the floor.
Money attributed to a layer nobody was standing in has nobody to pay. It stays attributed to that layer rather than being folded into somebody else's share.
There is no custody here. No keys, no signing, no connect-wallet button. Payments are sent by a person, from their own wallet, using a file the settling tool writes.
Rewards depend on fees earned. If volume is zero the pot is zero. It is not a yield, and nothing here is financial advice.

Paid at the rate you earned it at.

The fee is not a number. It is a schedule.

You hold. Seconds land in a layer.

The coin climbs. The rate changes under you.

A fee lands, and it knows where it came from.

Those seconds burn. Everything else survives.

All twenty-five rungs, as pump.fun publishes them

Every wallet, and the layers it banked in

Paid in public, and layer by layer

What you banked, and where

The parts most pages leave out

The reader has never run live

Balances are deltas

Some swaps cannot be attributed

Twenty-five layers.
Each one pays only the people who were in it.

Paid at the rate you earned it at.

The fee is not a number. It is a schedule.

You hold. Seconds land in a layer.

The coin climbs. The rate changes under you.

A fee lands, and it knows where it came from.

Those seconds burn. Everything else survives.

All twenty-five rungs, as pump.fun publishes them

Every wallet, and the layers it banked in

Paid in public, and layer by layer

What you banked, and where

The parts most pages leave out

The reader has never run live

Balances are deltas

Some swaps cannot be attributed

Twenty-five layers.Each one pays only the people who were in it.

Twenty-five layers.
Each one pays only the people who were in it.